Understanding Medical Insurance Policies for Foreigners in Ukraine.
A medical insurance policy serves as a vital safety net, providing immediate financial assistance in the event of a medical emergency. Essentially, it is a contractual agreement between a policyholder and an insurance company, designed to cover expenses arising from illness, injury, or accidents. Typically, these expenses include transportation to a medical facility, medical and diagnostic procedures, medication purchases, among others.
Who Requires Health Insurance Coverage for Visiting Ukraine?
For foreigners, having a health insurance policy is imperative in various scenarios:
- When applying for any type of visa to Ukraine.
- For entry into Ukraine for any reason.
- When obtaining or renewing a temporary residential permit (posvidka).
What Are the Health Insurance Policy Requirements for Foreigners in Ukraine?
When applying for a visa:
- The insurance coverage must be a minimum of 30,000 EUR.
- The insurance policy must be valid for the entire duration of the visa.
To obtain a temporary residence permit:
- The insurance coverage must be a minimum of 40,000 UAH.
- The insurance policy must be valid for the entire duration of the residential permit.
For other cases:
- The insurance coverage must be a minimum of 30,000 EUR.
- The insurance policy must be valid for the entire period of the foreigner's stay in Ukraine.
Can Insurance Coverage be Extended to 13 Months?
According to Ukrainian legislation, the maximum validity period for any insurance agreement is one year. However, if a 13-month coverage is needed, one can opt for an annual policy combined with an additional one-month policy, totaling 12+1 months.
What Medical Services Are Covered by This Insurance?
The insurance typically covers:
- Emergency medical care.
- Emergency inpatient care.
- Expenses associated with the deportation of a foreigner.
Where Can I Obtain an Insurance Policy to Enter Ukraine?
One can conveniently purchase an insurance policy online through authorized web services such as medinsurance.pro. This platform has been successfully operating since 2020, offering user-friendly navigation and round-the-clock service. To initiate the process, you only need your passport. The entire procedure usually takes up to 5 minutes. Simply select the insured person's age, the purpose of travel, choose the validity period of the insurance agreement, input your personal details, and proceed with payment via any credit card. Upon successful transaction, the insurance policy will be promptly sent to your email, ready for printing or saving on your smartphone.
